28 Apr The Blockchain Value Proposition - Payments and Integrity

Kind courtesy of Blockchain Coinvestors here are some highlights on the rollout of blockchain.  Blockchain is going to become pervasive and no industry will be unaffected.  It is a source of truth for data to maintain integrity.   Blockchain is inevitable for eCommerce and payments.  Effectively blockchain is simply a distributed ledger ie a ledger that is verified by distributed nodes or parties to create immutable records, ensuring data i...
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23 Apr Economic Outlook for Key Markets in Sub-Saharan Africa for our Multinational eCommerce Companies

Kind courtesy of a recent Fitch Solutions webinar, here is a high level on key markets across Sub-Saharan Africa for our multinational eCommerce merchants. Some key impacts on the region are as a result of the global slowdown.  Mineral and oil prices and demand are down to half previous levels.  This will have a negative impact on oil production and there is also a reduction in Chinese investment across the continent. Sub-Saharan Africa has historicall...
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21 Apr Highlights of Position Paper On Crypto Regulation In South Africa

Thanks to my friends Frisco @CryptoTraveler1 and @Jurgen_Kuhnel of Xago.io, we had the opportunity to review and produce a high level for you on the Position Paper on Crypto Assets by South African Intergovernmental Fintech Working Group (IFWG).   In my opinion it is a really sensible, comprehensive and pragmatic view of “crypto assets” and how they could most effectively be regulated and catalysed for an improved South Africa and its people...
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20 Apr eCommerce Pandemic! What are people buying?

A comparative of eCommerce purchases from March 2020 to March 2019 is interesting.  eCommerce and the movement online was already booming before COVID 19 but this has really catalysed it into top ear in many sectors.    Stockups combined with manufacturing and supply chain issues has led to sell-outs of many items.   It will be interesting to see if consumer behaviours will change forever and how.  It certainly seems like there is a ne...
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17 Apr Tough times. Do we Need a Payment System for the Hungry?

This protracted stay at home is going to have some nasty consequences for the economy.   On the one hand we are constructing a new reality for ourselves in moving online and appreciating our homes and families, possibly never to return to the concrete jungle and frequenting restaurants like we used to? On the other hand, based on the fact that almost a third of USA and UK renters are in default,  it seems like most people have less than a month's saving...
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